👉 What is tenants insurance? It's like a legal contract that protects you and your landlord from unexpected damages caused by each other! Imagine this: One day, you've just moved into your new place, but you're still getting complaints about how the neighbors' dogs are destroying your yard. They even kicked one of your furniture pieces off your porch without asking! So, what's next? Maybe it's time to get your own insurance policy for that. But wait a minute, did you know tenants insurance only covers property damage caused by each other? Imagine if one day, your landlord breaks down and you have no idea how much it will cost to fix the roof, which costs $10,000 in repairs! Well, as per the tenant's insurance, it won't cover that. And just imagine if the next time you're planning a party at your place, and one of your neighbors decides to set off fireworks while you are away - what will happen? That's right, all the legal fees for making sure everyone is safe! So, do you think this sounds like fun or unsettling? It's time to start thinking about insurance policies!